1988 - 1998
I, worked for AXA Equity & Law in Northampton, Swansea and Birmingham. It was my job to promote the companies wares to independent financial advisers. To differentiate myself from my competitors, I became technically expert on pensions in particular. It was therefore a natural step for me to become an IFA myself.
Graham Paul Chartered Accountants in Bridgend was looking to expand its financial advice subsidiary and it employed me as an IFA. I benefited from learning about how accountants work and many of my clients are still introduced to me by accountants. I continue to have a good relationship with Graham Paul and look after the staff pension scheme there.
I joined Hedley Asset Management, initially working from offices in Fforestfach, Swansea, later moving to work from home, near Llandeilo. I was essentially running my own business here, with the management and staff of Hedley providing the regulatory oversight, as well as supporting me administratively.
I developed good working relationships with a number of firms of accountants who introduce their clients to me.
At the end of 2005, Elizabeth joined me in the business. She runs my administration in a dedicated way and she bacame a director of the business.
Also during much of this time, I was providing a self-employed consultancy service to ValidPath Ltd. One of the main aspects of this was to visit other firms of IFAs and to check their files, to ensure that they were doing things properly. I picked up some useful ideas from the best companies that I visited.
The establishment of David Gascoyne Financial Services Ltd. The regulatory oversight is now provided by ValidPath Ltd. I now live in Cowbridge and continue to work from home and Elizabeth continues to run the administration.