David Gascoyne Financial Services Ltd - quality independent financial advice for people in South Wales and beyond
David Gascoyne Financial Services Ltd is a firm of independent financial advisers that is an appointed representative of ValidPath Ltd, which is authorised and regulated by the Financial Conduct Authority. Our FCA reference is 574918.
I provide the financial advice and Elizabeth deals with the administration. We work hard and provide an efficient service.
I became an IFA in 1999 and my business model is built around providing ongoing advice to my existing clients, building a strong relationship with them. The sad truth is that many advisers have worked on the basis of earning a big commission up front and then the client gets little or no ongoing service. I don't operate that way. Many of my clients pay an ongoing fee for me to monitor, review and update them on their investments, so my income is very stable. Many of our clients have been with us for over a decade and you can probably appreciate that we therefore understand their requirements very well and that a strong, trusting relationship exists.
If you care to contact us, we will endeavour to build the same successful relationship with you.
Please note that I will require you to be open about your finances and to give me permission to pass information to your accountant and to obtain it from them too, where applicable. It is necessary for us to store and use your data, complying with General Data Protection Regulations (GDPR).
I am qualified on all aspects of financial planning. Most of my work tends to be advising on investments, including pensions, but I also advise on life and health insurance, estate planning (to reduce inheritance tax, for example) and how to invest money within limited companies.
Most of my clients prefer me to meet them at their home or business. It would therefore be a pointless expense having an office and I work from home, near Cowbridge. I have clients all over South Wales and beyond.
Why choose us?
You will get high quality advice at the start and you will benefit from an excellent review and update service (where applicable of course). You will pay a sensible amount for my services and you will know in advance what my costs will be. You will find us to be professional, but also friendly and approachable.